ROI Calculator: Return on Investment Percentage

Enter the purchase cost, any extra costs such as fees, and the final value to see your net profit and ROI.

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Formula

total cost = amount invested + extra costs

net profit = final value − total cost

ROI = net profit ÷ total cost × 100

Worked example

You invest 8,000, pay 500 in fees and receive 10,200:

  • Total cost is 8,000 + 500 = 8,500
  • Net profit is 10,200 − 8,500 = 1,700
  • ROI is 1,700 ÷ 8,500 × 100 = 20%

Frequently asked questions

How do you calculate ROI?

ROI = (final value − total cost) ÷ total cost × 100. With 8,000 invested, 500 of fees and 10,200 received, the profit is 1,700 on a cost of 8,500, so ROI is 20%.

Should fees be included?

Yes. Fees, commissions and other costs raise your total cost and lower the true return, so enter them as extra costs.

What does a negative ROI mean?

You got back less than you spent. Putting in 1,000 and receiving 750 is a 250 loss, an ROI of −25%.

Does ROI account for time?

No. A 20% ROI in one year is far better than 20% in ten. For a yearly rate over several years, use the CAGR calculator.